Helio Insights

Enterprise risk management (ERM) is a systematic approach to identifying, evaluating, and managing both insurable and non-insurable business risks. It is critical to any organization's operations as it helps businesses identify and mitigate risks that could negatively impact their [...]

Managing risk is a critical aspect of your operations as a business owner or executive. A captive insurance program can be an effective tool for managing risk while providing numerous benefits. Here are ten reasons why your company should [...]

A claims-made insurance policy and an occurrence insurance policy are two different types of liability insurance policies. The main difference between the two is when a claim must be made for coverage to apply. In an occurrence policy, coverage [...]

Captive insurance companies insure the risks of their owners, as well as the risks of related or affiliated firms. They generate income through underwriting and investments, which typically go to a traditional insurance company. The insured parties most often [...]